If an account is passed using an Expert Advisor (EA) or by a third party, and not directly by the user, the following rules will apply:
- EA Usage Restrictions
Expert Advisors (EAs) are not allowed on 2-Phase Challenges. If a user passes a 2-Phase Challenge using an EA, the account will be suspended. - Profit Split on Expert Accounts
For 1-Phase Challenge accounts passed by a third party or using an EA, the default profit split is 50%.
Example:
If a user requests a $5,000 payout, they will receive $2,500.
Users who purchase the “100% Profit Split” add-on will receive the full payout regardless of account type. - EA & Trade Copier Limitations
EAs and trade copiers are allowed on Challenge Accounts only
EAs and trade copiers are strictly prohibited on Funded Accounts - Referral Fee Obligation
If the account was provided through one of our partners, failure to settle the referral fee may result in a temporary suspension of the account until the obligation has been fulfilled.
Payout Objectives:
- Achieve a minimum of 1% profit of initial account size.
- Complete a minimum of 5 trading days.
- Complete a minimum of 14 active days.
- Meet the 50% Consistency Rule (Best Day).
- Follow all trading rules and risk limits.
After meeting the payout requirements, you may submit a payout request through your X-Funded dashboard. Your account will be reviewed by our risk management team before the payout is processed.
Trading Rules (Expert Funded Account Only)
Maximum Loss Limit: 6% of the initial account size.
The Maximum Loss Limit represents the total amount you are permitted to lose on your account. It is calculated based on your initial account balance and defines the minimum equity or balance level your account must not reach. If this limit is breached, it is considered a hard violation and will result in immediate account closure.
Example:
For a $100,000 account, your equity or balance cannot hit $94,000.
Maximum Daily Loss: 4% of the recorded equity.
The Daily Loss Limit represents the maximum amount you are permitted to lose within a single trading day. It is calculated based on the higher value between your starting balance or equity at the beginning of the day. Breaching this limit constitutes a hard violation and will result in immediate account closure.
Example 1: Higher Equity
$100,000 balance with $105,000 equity, your equity cannot hit $100,800 that day.
Example 2: Higher Balance
$100,000 balance with a $99,000 equity, your equity cannot hit $94,000 that day.
- The Daily Loss Limit resets at 02:00 UTC+0.
Stop Loss Placement
All funded accounts are subject to a mandatory Stop Loss rule. A Stop Loss must be placed on every trade at the time of execution. Once set, the Stop Loss may be modified as needed.
- Any trade (single or multiple positions) left open without a Stop Loss for more than 5 minutes will result in immediate account closure.
- If a trade without a Stop Loss is opened and closed before 5 minutes, the account will not be closed. However, the payout will be rejected and the account will be reset.
Example 1: No stop loss more than 5 minutes
1 trade is opened at 12:00 UTC and left open without an SL until 12:06 UTC. Breaching this limit constitutes a hard violation and will result in immediate account closure.
Example 2: No stop loss less than 5 minutes
1 trade is opened at 12:00 UTC without stop loss, and closed at 12:03 UTC. Breaching this limit constitutes a soft violation and will result in payout rejection and account reset.
50% Consistency
All funded accounts are subject to a mandatory 50% Consistency Rule. No single trading day may account for more than 50% of your total accumulated profits.
If this threshold is exceeded, you will be unable to request a withdrawal until your consistency falls below 50%
- Consistency Rule Formula:
- Consistency Rule (%) = (Highest Daily Profit ÷ Total Profit) × 100
Example 1:
Account size: $100,000
Total profits: $5,000
Daily Performance
- Day 1: +$1,000
- Day 2: +$2,500 ➔ Best Day
- Day 3: +$1,500
Highest daily profit = $2,500
(2,500 ÷ 5,000) × 100 = 50% Consistency, This result hits the 50% Consistency rule and you need to keep trading until it falls below 50%.
Example 2:
Account size: $50,000
Total Profits: $4,000
Daily Performance
- Day 1: +$1,000
- Day 2: +$1,500 ➔ Best Day
- Day 3: +$1,000
- Day 4: +$500
Highest daily profit = $1,500
(1,500 ÷ 4,000) × 100 = 37,5% Consistency, this result below the 50% and you meet the Consistency rule.
1% Risk Per Trade
All funded accounts are subject to a mandatory 1% risk per trade rule. No single trade may risk or incur a loss exceeding 1% of initial account size. Breaching this limit is considered a hard violation and will result in payout rejection and an account closure.
Multiple positions opened at the relative same time, direction or instruments will be treated as a single trade for risk calculation purposes.
- Risk Calculation Formula:
- Risk Per Trade (Buy) = (Entry Price – SL Price) × Lot Size × Contract Size
- Risk Per Trade (Sell) = (SL Price – Entry Price) × Lot Size × Contract Size
Example 1: Single trade
Pair: XAUUSD
Direction: Buy
Account Size: $100,000
Entry Price: 5,000
SL Price: 4,990
Lot Size: 1 lot
(5,000 – 4,990) × 1 × 100 = $1,000. This result hit $1,000 as maximum risk allowed and considered as a hard violation and will result in payout rejection and account closure.
Example 2: Single trade with multiple positions
Pair: XAUUSD
Direction: Sell
Account Size: $100,000
Entry Price: 4,980
SL Price: 4,990
Lot Size on position 1: 0.3 lot
Lot Size on position 2: 0.3 lot
Lot Size on position 3: 0.5 lot
Position 1
(4,990 – 4,980) × 0.3 × 100 = $300.
Position 2
(4,990 – 4,980) × 0.3 × 100 = $300.
Position 3
(4,990 – 4,980) × 0.5 × 100 = $500.
Since these positions were opened as part of the same trade, they are treated as one single trade, resulting in a combined risk per trade of $1,100. This result hit $1,000 as maximum risk allowed and considered as a hard violation and will result in payout rejection and account closure.
High-Impact News Trading
Trading during high-impact news (red folder only) is strictly prohibited within 10 minutes before and after the event. Traders are not allowed to open or close positions through these periods. Breaching this limit constitutes a hard violation and will result in immediate account closure.
- Forex Factory is used as the official news calendar source.
Example 1: Related Currency
A high-impact news for USD is announced at 13:00 UTC. The restricted time window is 12:50 UTC – 13:10 UTC.
- If you open or close a trade of XAUUSD within this restricted time window will result in immediate account closure.
- If you open or close a trade of EURUSD within this restricted time window. This trade is acceptable and will not be considered as a violation.
Example 2: 10-Minute Time Window
A high-impact news for USD is announced at 13:00 UTC. The restricted time window is 12:50 UTC – 13:10 UTC.
- If you open the trade at 12:49 UTC and close it at 13:09 UTC. This trade is considered as a hard violation and will result in immediate account closure.
- If you open the trade at 12:49 UTC and close it at 13:11 UTC. This trade is acceptable and will not be considered as a violation.
Overweek Trading
The Trades must not be opened or held over the weekend. All trades must be closed before Friday at 22:00 UTC, as the restricted period runs from Friday 22:00 UTC to Sunday 22:00 UTC. Any position remaining open during this time will constitute a hard violation and will result in immediate account closure.
Inactivity Rule
A trading account will be considered breached if it remains inactive for 30 consecutive days. To maintain active status, at least one trade must be opened and closed within this period. If no completed trades occur during the 30-day timeframe, the account will be closed due to inactivity.
