Once you successfully complete the Bybit 2-Phase Challenge and become an X-Funded Trader, you have demonstrated the required trading competence and disciplined risk management. You will then receive access to professional trading conditions on a funded account.
Payout Objectives:
- Achieve a minimum of 1% profit of initial account size.
- Complete a minimum of 5 trading days.
- Complete a minimum of 14 active days.
- Meet the 45% Consistency Rule (Best Day).
- Follow all trading rules and risk limits.
After meeting the payout requirements, you may submit a payout request through your X-Funded dashboard. Your account will be reviewed by our risk management team before the payout is processed.
Trading Rules (Funded Account Only)
Maximum Loss Limit: 10% of the initial account size.
The Maximum Loss Limit represents the total amount you are permitted to lose on your account. It is calculated based on your initial account balance and defines the minimum equity or balance level your account must not reach. If this limit is breached, it is considered a hard violation and will result in immediate account closure.
Example:
For a $100,000 account, your equity or balance cannot hit $90,000.
Maximum Daily Loss: 5% of the recorded equity.
The Daily Loss Limit represents the maximum amount you are permitted to lose within a single trading day. It is calculated based on the higher value between your starting balance or equity at the beginning of the day. Breaching this limit constitutes a hard violation and will result in immediate account closure.
Example 1: Higher Equity
$100,000 balance with $105,000 equity, your equity cannot hit $99,750 that day.
Example 2: Higher Balance
$100,000 balance with a $99,000 equity, your equity cannot hit $95,000 that day.
- The Daily Loss Limit resets at 02:00 UTC+0.
45% Consistency
All funded accounts are subject to a mandatory 45% Consistency Rule. No single trading day may account for more than 45% of your total accumulated profits.
If this threshold is exceeded, you will be unable to request a withdrawal until your consistency falls below 45%.
- Consistency Rule Formula:
- Consistency Rule (%) = (Highest Daily Profit ÷ Total Profit) × 100
Example 1:
Account size: $100,000
Total profits: $5,000
Daily Performance
- Day 1: +$1,000
- Day 2: +$2,500 ➔ Best Day
- Day 3: +$1,500
Highest daily profit = $2,500
(2,500 ÷ 5,000) × 100 = 50% Consistency, This result hits the 45% Consistency rule and you need to keep trading until it falls below 45%.
Example 2:
Account size: $50,000
Total Profits: $4,000
Daily Performance
- Day 1: +$1,000
- Day 2: +$1,500 ➔ Best Day
- Day 3: +$1,000
- Day 4: +$500
Highest daily profit = $1,500
(1,500 ÷ 4,000) × 100 = 37,5% Consistency, this result below the 45% and you meet the Consistency rule.
1% Risk Per Trade
All funded accounts are subject to a mandatory 1% risk per trade rule. No single trade may risk or incur a loss exceeding 1% of initial account size. Breaching this limit is considered a hard violation and will result in payout rejection and an account closure.
Multiple positions opened at the relative same time, direction or instruments will be treated as a single trade for risk calculation purposes.
- Risk Calculation Formula:
- Risk Per Trade (Buy) = (Entry Price – SL Price) × Lot Size × Contract Size
- Risk Per Trade (Sell) = (SL Price – Entry Price) × Lot Size × Contract Size
Example 1: Single trade
Pair: XAUUSD
Direction: Buy
Account Size: $100,000
Entry Price: 5,000
SL Price: 4,990
Lot Size: 1 lot
(5,000 – 4,990) × 1 × 100 = $1,000. This result hit $1,000 as maximum risk allowed and considered as a hard violation and will result in payout rejection and account closure.
Example 2: Single trade with multiple positions
Pair: XAUUSD
Direction: Sell
Account Size: $100,000
Entry Price: 4,980
SL Price: 4,990
Lot Size on position 1: 0.3 lot
Lot Size on position 2: 0.3 lot
Lot Size on position 3: 0.5 lot
Position 1
(4,990 – 4,980) × 0.3 × 100 = $300.
Position 2
(4,990 – 4,980) × 0.3 × 100 = $300.
Position 3
(4,990 – 4,980) × 0.5 × 100 = $500.
Since these positions were opened as part of the same trade, they are treated as one single trade, resulting in a combined risk per trade of $1,100. This result hit $1,000 as maximum risk allowed and considered as a hard violation and will result in payout rejection and account closure.
Inactivity Rule
A trading account will be considered breached if it remains inactive for 30 consecutive days. To maintain active status, at least one trade must be opened and closed within this period. If no completed trades occur during the 30-day timeframe, the account will be closed due to inactivity.
